Scott Springborn
Mortgage Specialist

springborn@backbayfunding.com
949-650-0770
949-280-3593 (mobile)

Options without direction aren't very helpful. What do you look for when shopping for a loan? Direction. Someone who will guide you through the process and find the rate and program that fits your situation!

I will listen to your needs, outline your goals, and shop multiple banks to find the right loan for you. As your personal mortgage specialist, I provide you with the financial guidance to meet your objectives. Straightforward, honest, and dependable, I pride myself on quality and hope to earn your business for life. br />

Background

Joined the Back Bay Funding team in 2005
BA, Environmental Analysis and Design; University of California, Irvine
Masters in Education, National University
DRE Real Estate Salesperson License
Member of the Newport Beach Association of Realtors

Areas of Expertise

Nationwide Lending
Residential Home Loans: Purchase, Refinance
Investment Properties, Multi-family, Commercial Loans
Sub Prime Loans
Hard Money Loans, Hard Money Investments
Purchasing Foreclosure And Pre-foreclosure Properties

Questions? Click Below For Answers.

When should I refinance?

What are points?

Should I pay points to lower my interest rate?

What is an APR?

What can I do to improve my score?

What is an Appraisal?

What is 80-10-10 financing?

How do I calculate my loan-to-value ratio (LTV)?

What happens at closing?

What is equity?

How do I know how much equity I have in my property?

What is amortization?

What is a credit score?

What is a FICO score?

PreQualification Form


Loan Purpose:
First Name:
Last Name:
Phone:
Address:
City, State	,
Zip Code
Home Type:
Your Credit:
Total loan amount:
Years at job:
Monthly Income:
Time Frame:
Email Address:
Notes/Comments: